As Senior Director of Trading, Tom’s primary focus is to assist member credit unions in optimizing their investment performance by identifying securities and strategies that are appropriate for their risk/return parameters.

Prior to joining Balance Sheet Solutions, Tom was a Senior Vice President and Principal of Van Kampen Investments, a wholly-owned subsidiary of Morgan Stanley, where he was responsible for managing their Quantitative Risk Management Department, and overseeing the development and implementation of portfolio strategies and risk processes across a diverse family of fixed income funds with assets approximating $25 billion. Also, as a senior fixed income portfolio manager, Tom was responsible for successfully developing and managing various global funds, as well as managing one of the largest mortgage funds in the country.

Prior to Van Kampen, Tom served as Director of Fixed Income Investments at Midwest FinancialGroup, and as a Senior Portfolio Manager at Harris Trust. In total, Tom has over 25 years of success in institutional fixed income management, and has extensive expertise in managing all types of international and domestic fixed income securities.

Tom holds his B.S. in Business Administration from the University of Maine.

As Executive Director, Advisory Services, Jim is responsible for the overall coordination of the Investment Advisory services and products. Jim has over 20 years of experience in investments, capital markets, and the financial services industry.

Prior to this position, Jim was Chief Risk Officer at Mid-States Corporate FCU. He started his professional career in the capital markets with Bear Stearns, adding practical market experience to his academic background. Jim then went to First Nationwide, entering their management trainee program. There Jim received training and served internships in each key function of banking. Jim took this formal training to credit unions becoming the CEO of NARDA Credit Union for nine years. He also served as Vice President/Controller for Motorola Employee's Credit Union, followed by serving Alliant Credit Union as the Director of Investments.

Jim received his Bachelor's Degree in Finance from Arizona State University. He is a CFA Charter Holder, and is a member of the Investment Analysts Society of Chicago, and the CFA Institute.