Eileen O'Grady
Topic: Mortgages, the Mortgage Market, and the Effect on
Credit Unions

Eileen O’Grady, President, Elliott Bay Associates, developed her real estate, finance and capital markets skills in Seattle.  Between 1987 and 1993, she was employed at Citicorp, Bear Stearns, Sears Mortgage Securities, and Deloitte Touche, developing expertise in interest rate and credit risk management, as well as mortgage structured finance. She formed Elliott Bay Associates in 1994, providing best practice business and technology consulting services to over 100 local, regional and national clients. Her clients include Credit Suisse First Boston, Washington Mutual, and the FDIC. Ms. O’Grady was EVP of the first online lender, Keystroke, and was the original sponsor of the BECU technology project from which Prime Alliance emerged. She is currently a strategy and technology consultant for Balance Sheet Solutions.

Ron Koza
Topic: Mortgages, the Mortgage Market, and the Effect on
Credit Unions

Ronald Koza, Chief Investment Officer, Members United, is responsible for activities undertaken by Asset/Liability Management, Lending, and supporting departments. The role of these areas is to provide investment and lending value to members while minimizing risk for the corporate. In addition to those duties, he serves on the corporate’s Asset/Liability (ALCO) and Internal Asset/Liability Committees (MALCO). With over 25 years’ experience in the investment arena, he has also implemented a wide array of investment certificate and share products for member credit unions. Previously, Ronald held executive positions at Society National Bank (now part of KeyBank), Ameritrust Company NA, and First Boston Corporation.

James Toliver
Topic: Mortgages, the Mortgage Market, and the Effect on
Credit Unions

James Toliver, CFA, is Executive Director, Advisory Services with Balance Sheet Solutions, LLC. (a credit union services organization of Members United). With over 20 years’ experience in investments, capital markets, and financial services, he is responsible for coordination of investment advisory services and products. He got his start with Bear Stearns in the capital markets, then went to First Nationwide where he trained in each key function of banking. Thereafter, he served as CEO of NARDA Credit Union for nine years, Vice President/Controller for Motorola Employees Credit Union, and Director of Investments for Alliant Credit Union. He is a CFA Charter Holder, and is a member of the Investment Analysts Society of Chicago, and the CFA Institute.

Mike Lee, Chief Membership Officer, Members United, oversees the business consulting team to ensure credit unions receive the full benefit of their membership. He is also responsible for strategic growth and revenue development through the expansion of the corporate’s national business strategy. With over 25 years’ experience in financial services, he was previously Senior Vice President of Sales for Corporate Network eCom, Senior Vice President of Marketing and Member Services at U.S. Central Credit Union, and Senior Vice President, Marketing and Member Services at Corporate One Credit Union, Inc.

Ron Collier is CEO of Indiana Members Credit Union. Previously, he was Vice President of Planning and Development and Training Director. Under his leadership, numerous new products and services have been launched for members’ benefit and the credit union continues to grow. In 2006, Indiana Members celebrated 50 years in business and attained $1 billion in assets. Highly involved in charitable giving and community activities, Ron is on the board of the Indiana Make-A-Wish, the St. Francis Hospital Foundation, and is a member of the CUNA National Youth Involvement Board – among a multitude of other activities. He is also a member of the Credit Union Executive Society.

Bill Hampel, senior vice president of research and policy analysis, and chief economist for the Credit Union National Association (CUNA), directs a department that performs market research, maintains a financial database of credit unions, and conducts other research pertinent to the credit union movement. His economic analysis regularly appears in credit union publications. An expert on the economy and credit union issues, he is regularly interviewed by the media including: Bloomberg TV and Radio, The Wall Street Journal, MarketWatch, The Associated Press, CNBC, Reuters, CNN, SmartMoney, Dow Jones News Service, Kiplinger's Personal Finance magazine, and USA Today, among others.

Larry Harmon
Topic: Enterpise Risk Management

Larry Harmon, Chief Risk Officer, Members United, oversees the corporate’s interest rate, credit, and liquidity risk management, as well as business continuity, compliance, and audit services. In addition to his duties as Chief Risk Officer, Larry serves on the corporate’s Management Asset/Liability (ALCO), and the Board Asset/Liability Management Committee. His quarter century in financial services includes 11 years at U.S. Central where he was chief operating officer and chief compliance officer for U.S. Central Capital Markets, a registered broker/dealer. He holds his Series 7, 24, and 63.

Kevin Hassett
Topic: The Economy at the Credit Union Level

Kevin A. Hassett is resident scholar and director of economic policy studies at the American Enterprise Institute. Previously, he was a senior economist at the Board of Governors of the Federal Reserve System and an associate professor at the Graduate School of Business of Columbia University. He was an economic adviser to the George W. Bush campaign (2004) and the chief economic adviser to Senator John McCain during the 2000 presidential primaries. He currently serves as a senior economic adviser to John McCain’s 2008 presidential campaign. Previously, he was also a policy consultant to the U.S. Department of the Treasury (former Bush and Clinton administrations). Hassett is a weekly columnist for Bloomberg and his articles have appeared in the Wall Street Journal, Atlantic Monthly, USA Today, Washington Post, and others. He has also appeared on the Today show, the CBS Morning Show, Newshour with Jim Lehrer, Hardball, Moneyline, and Power Lunch.

Rodney Hood
Topic: NCUA Update

Rodney E. Hood is Vice Chairman for the National Credit Union Administration (NCUA). Prior to joining NCUA, Mr. Hood served at the United States Department of Agriculture (USDA) as Associate Administrator of the Rural Housing Service. Before his public service career, Mr. Hood served in executive positions at North Carolina Mutual Life Insurance Company, Wells Fargo Home Mortgage, and Bank of America (Community Reinvestment Act Officer). Named a “Young Leader” in 2005 by the American Council on Germany, Mr. Hood was awarded a fellowship to join a transatlantic delegation to foster American-German relations. Recently, he was named one of the “40 Young Leaders Under the age of 40” by the Triangle Business Journal and received the first ever “Dream Award” instituted by the Wells Fargo Housing Foundation for outstanding commitment to affordable housing.

Nick Perna
Topic: The Economy at a Macro Level

Nick Perna, Resident Economist, Members United, specializes in economic analysis, forecasting and strategy. He has served in the position of economist for the Federal Reserve Bank of New York, General Electric and a number of major banking institutions. The Wall Street Journal and BusinessWeek have each twice cited Perna as one of the top economic forecasters in the United States. He has been an economics professor at Williams College and New York University and currently teaches an economics course at Yale University. In addition, he has also appeared on The NewsHour with Jim Lehrer, CNN, CNBC, the NBC Nightly News, ABC Radio and NPR’s All Things Considered.

Tom Slefinger
Topic: How to Buy Bonds and Marketable Securities

As Senior Director of Trading, Tom’s primary focus is to assist member credit unions in optimizing their investment performance by identifying securities and strategies that are appropriate for their risk/return parameters.

Prior to joining Balance Sheet Solutions, Tom was a Senior Vice President and Principal of Van Kampen Investments, a wholly-owned subsidiary of Morgan Stanley, where he was responsible for managing their Quantitative Risk Management Department, and overseeing the development and implementation of portfolio strategies and risk processes across a diverse family of fixed income funds with assets approximating $25 billion. Also, as a senior fixed income portfolio manager, Tom was responsible for successfully developing and managing various global funds, as well as managing one of the largest mortgage funds in the country.

Prior to Van Kampen, Tom served as Director of Fixed Income Investments at Midwest FinancialGroup, and as a Senior Portfolio Manager at Harris Trust. In total, Tom has over 25 years of success in institutional fixed income management, and has extensive expertise in managing all types of international and domestic fixed income securities.

Tom holds his B.S. in Business Administration from the University of Maine.

Alonzo Swann
Topic: Key Regulatory Devlopments: An Update